Guitar.com - A place for guitarists to call home

Forums > Offbeat > Identity Theft , Paranoia is good

Jump:

Forums > Offbeat > Identity Theft , Paranoia is good

Code of Conduct Search

Original message:293 days 4 hours 39 minutes ago

+ 1

Member: Hackbastard

28
WebCred

Have you had your identity stolen ?

Yes

I'm foolish enough to believe it won't happen to me

Total Votes: 3

close results

It's kind of funny , everyone I know laughs at me for being as paranoid as I am . However today because of my need to have several bank accounts I still have all my money . I have a separate checking account not attached to anything with any real money , which is the one I use for all my online purchasing , ebay ,paypal, anything mail order etc.
I simply take enough money from my real accounts and deposit it in this one when I want to buy something . I also have this account set up to notify me via email if the balance ever drops below $50 . Today when I got up I got an email informing me my balance was in the neg 462.77 . So when the bank opened I called them and went down there . There are over $1700 pending in charges to my account set to got through Monday morning . So I removed all of my money except 1 penny ,canceled my overdraft protection to insure the account can not go into the red and get me fines of $25 for each trans below $0 , and canceled my debit card for the account so no more charges can be pending between now and then . I just have to go through the steps to open a new account now and reattach it to anything that is automatically withdrawn . While this is irritating to say the least I did catch it before anything really damaging took place .
A woman I worked with was already out $75000 before she knew what was going on . She had to put a freeze on all her assets until they could sort out everything .

My gear recommendations:

Don't die with the music still in you

Reply:293 days 3 hours 58 minutes ago
Member: eds1275

629
WebCred

I had my credit card frauded twice. Once I got a call from mastercard and they said "did you buy an ATV in the southern US?" I replied no, they said that they would mail me a new card and that it was no longer any of my business. The other time I was all of a sudden $2k over my limit and called them and they dealt with it. So of course I am now a bunch more careful about using my credit cards, clearing my cookies etc.

Reply:293 days 2 hours 51 minutes ago
Member: ibzRG

3077
WebCred

I don't use a credit card. Yet. And when I do, I sure will make a separate account for it.

My music recommendations:

My gear recommendations:

Reply:292 days 6 hours 53 minutes ago
Member: Hackbastard

28
WebCred

Now that it has happened to me and I have had a conversation with a few people I know , I am amazed how many of them have responded with " oh yeah we went through something just like that about a year ago " . It feels like you are living one of those dateline specials . I checked my account this morning and all of the fraudulent charges have been denied because of the steps I took yesterday , and my account stands at .01 cents to the positive since I withdrew all the money yesterday . If I had waited even 12 more hours to report it and do something I would be spending Monday filling out paperwork to start the waiting process to get my money back .

My gear recommendations:

Don't die with the music still in you

Jump:

This is your home page. Here you'll see real time activity on guitar.com from the forums, groups, blogs, music and gear recommendations and more. You can add whatever content you want to your home page via rss and move it around via drag-and-drop.

Tell others about yourself, your favorite music, gear, movies, genres you play, set your screenname, share your bookmarks, embed vids and more. If others buy music or gear based on your recommendation, you get a commision.

Start or add to discussions, embed outside URL's for discussion, embed vids and have your music and gear recommendations seen.

If you've got something to say, chances are someone wants to read it. Write your blog for education or amusement, embed vids or images and pass out the link. Guitar.com gives you advertising revenue generated from your blog pages.

See what you're fellow musicians are listening to and watch YouTube videos based on artist names.

Ever wondered just how musicians get that sound? On guitar.com musicians list the gear they use and tell you why they use it.

List stuff for sale or swap in our classifieds section.

Create and manage groups. Make them private or public. Manage them at anytime.

Learn a tip trick or lesson from other musicians and professional educators in the Get Educated section. Have a tip trick or lesson to share? Create your blog, mark it as educational and drive traffic to it from here.